Business Operations
Fund ongoing business operations and seasonal needs
Heavy Equipment Refinancing
Equipment Refinancing for Your Business
Refinance equipment you own to access business capital while continuing to use your assets. Our equipment-based financing solutions help businesses leverage equipment equity for growth and operational needs.
How Equipment Refinancing Works:
- Refinance equipment you own outright or have significant equity in
- Access business capital up to 130% of your equipment's value
- Continue operating the equipment in your business
- Equipment-secured financing with competitive terms
Why Equipment Refinancing?
- Equipment-Based: Secured by business assets, not personal guarantees
- Keep Operating: Continue using equipment while refinancing
- Flexible Terms: Structured for business needs
- Business Capital: Use proceeds for business operations and growth
Get your free quote today!
No application fee
Application-only options up to $750K
12 to 84 month term lengths
How Businesses Use Equipment Refinancing
Equipment Purchases
Finance additional equipment without multiple loan obligations
Business Expansion
Grow operations, enter new markets, or increase capacity
Equipment Maintenance
Cover major repairs or equipment upgrades
Why Choose Fe Equipment Finance?
Fast Decisions
Application-only process with fast decisions. Built for businesses that can't wait weeks for bank approvals.
Not a Bank
We're equipment financing specialists, not a traditional bank. This means flexibility and personalized service.
Used Equipment Specialists
We finance equipment banks often decline. We work with used, older equipment, and no dealer.
Competitive Rates
Rates starting at 7% for qualified applicants. Subject to credit approval.
Our Free Application Process
Step 1
Submit your one page application.
Step 2
We’ll respond within 12 hours via phone or email to explain your options.
Step 3
Choose the terms that work best for your business and quickly sign documents online from anywhere.
Step 4
We wire funds directly to seller so you can get to work!
Frequently Asked Questions
How much can I access through equipment refinancing?
Refinancing amounts depend on equipment value, condition, age, and business qualifications. The typical loan-to-value is 70% to 130%. Contact us for a specific quote.
Do I need to own the equipment free and clear?
Ideally yes, but we can work with various equity situations. Contact us to discuss your specific circumstances.
Can I finance used equipment?
Absolutely. We specialize in used equipment financing that banks often decline.
How quickly can I access the business capital?
Application review and approval timelines vary. Potential funding options available for qualified applicants.
What can I use the proceeds for?
Any legitimate business purpose: operations, equipment purchases, expansion, maintenance, business needs.
What equipment types can be refinanced?
Construction, logging, forestry, heavy equipment, manufacturing machinery, and vocational equipment. Contact us to discuss your specific equipment.
Is this a personal loan?
No. This is equipment-based business financing secured by commercial equipment assets, not a personal loan product.
Is there an application fee?
No application fee to explore options.
What credit requirements apply?
Flexible business financing programs available. We work with businesses across various credit profiles.