Step 1
Submit your one page application.
Private Seller Equipment Financing
Buying equipment from a private party? We finance deals banks often decline.
Traditional banks prefer dealer transactions with perfect paperwork. When you buy from a private seller, auctions, or individuals, banks often decline.
We specialize in private party equipment financing. Common scenarios we handle:
- Equipment purchased from another contractor
- Private party sales from individuals
- Auction purchases
- Business closures and liquidations
- Equipment without dealer financing available
- Out-of-state private seller transactions
We're not a bank. We work with lenders who understand that great equipment deals often come from private sellers, not dealers.
Get your free quote today!
Private Sellers Welcome
We Handle the Paperwork
No Application Fee
Our Free Application Process
Step 2
We’ll respond within 12 hours via phone or email to explain your options.
Step 3
Choose the terms that work best for your business and quickly sign documents online from anywhere.
Step 4
We wire funds directly to seller so you can get to work!
Why Choose Fe Equipment Finance?
Fast Decisions
Application-only process with fast decisions. Built for businesses that can't wait weeks for bank approvals.
Not a Bank
We're equipment financing specialists, not a traditional bank. This means flexibility and personalized service.
Used Equipment Specialists
We finance equipment banks often decline. We work with used, older equipment, and no dealer.
Competitive Rates
Rates starting at 7% for qualified applicants. Subject to credit approval.
We Handle Complex Transactions
Existing Loans/Liens
We can pay the seller's bank directly to clear any existing equipment liens. This ensures your new equipment is free and clear.
Out-of-State Sellers
Multi-state transactions? We handle them regularly.
Auction Purchases
Won an auction or looking to get pre-approved for upcoming auction? We can finance your purchase.
No Dealer Relationship
Buying from another contractor or business owner? No problem.
Frequently Asked Questions
How quickly can you move on a private seller purchase?
Fast. We understand private seller deals often require quick decisions. Application review typically within 12 hours.
What information do you need from the seller?
Basic seller contact info and equipment details. We'll guide you through the process.
Do you finance equipment at auctions?
Yes, if you've already won or want to get pre-approved for upcoming auction.
Is there an application fee?
No. No application fee, no cost to explore options.
What states do you serve?
We help companies across the United States.
What types of business do you work with?
We work with construction, manufacturing, and vocational businesses of all sizes and stages.
What credit do I need?
We work with lenders that consider more than just credit score. Flexible programs for all qualifying businesses with credit challenges.